Cross-Border Payments,
Reimagined for SMBs
Traditional banking infrastructure wasn't built for global commerce. NavioFi combines AI-powered routing with multi-rail payments to move money faster, cheaper, and smarter.
Early customers: contact@naviofi.com · Investors: investors@naviofi.com
THE PROBLEM
Cross-border payments are broken
Global SMBs engaged in cross-border commerce face the same painful reality: moving money globally is slow, expensive, and unnecessarily complex.
Fragmented Rails
Businesses juggle multiple banking relationships, payment processors, and compliance requirements across different regions.
Slow Settlement
Traditional cross-border payments take 3-7 days. Businesses lose opportunities waiting for funds.
Hidden Fees
FX markups, correspondent bank fees, and intermediary charges eat into margins. The true cost is rarely transparent.
Compliance Burden
KYC, AML, and regulatory requirements vary by jurisdiction. Staying compliant is a full-time job.
THE SOLUTION
One platform. Every payment rail.
NavioFi unifies fragmented payment infrastructure into a single, intelligent platform built for global commerce.
Unified Multi-Rail Platform
One API, every rail. ACH, Wire, FedNow, SWIFT, and stablecoin bridges - all through a single integration.
AI-Powered Routing
Our intelligent routing engine automatically selects the optimal path based on cost, speed, and reliability.
Near-Instant Settlement
Leverage FedNow for domestic instant payments and stablecoin rails for same-day international transfers.
Built-in Compliance
KYC/AML baked in from day one. We handle the regulatory complexity so you can focus on your business.
WHO WE SERVE
Built for businesses that move money globally
Whether you're managing digital assets or a traditional SMB expanding internationally, NavioFi adapts to your needs.
Digital Asset Treasuries
Seamlessly move between fiat and stablecoin rails. Optimize treasury operations with intelligent routing and instant settlement.
Cross-Border SMBs
Pay suppliers, receive from customers, and manage cash flow across borders without the traditional banking headaches.
Fintech Platforms
Embed multi-rail payments into your product. Our API-first approach means you can go live in weeks, not months.
Ready to reimagine payments?
We're building the infrastructure layer for the next generation of global commerce.
Early Access
Investors